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DISCLAIMER

Welcome to www.thecouragetowin.com (the “Website”). The Website is owned and operated by Lisa Brown and Associates (“us” or “we”).

The information contained on the Website (including but not limited to any seminar content, manuals, cds, online programs, recordings, mp3s, teleseminars or other content in any format) is based on sources and information reasonably believed to be accurate as of the time it was recorded or created.

However, this material deals with topics that are constantly changing and are subject to ongoing changes related to personal development, sports psychology, relationships, and career and business success. Therefore, the completeness and current accuracy of the materials cannot be guaranteed.

The end user of this information should therefore use the contents of all programs and the materials as a general guideline and not as the ultimate source of current information and when appropriate the user should consult their own mental health, legal, accounting or other advisors.

DISCLAIMER OF WARRANTIES

The website and any products and/or services provided therein are offered, sold and provided on an “as is” basis with the guarantee being only and simply that if you follow the recommendations provided and do not achieve the stated, implied, assumed or any results, you can get a refund. Those results are your responsibility as the end user of the product.

The right to evaluate and return this product is guaranteed. The terms of each product guarantee are explicitly stated on the product description page under the headline “guarantee” and before the “Add to Cart” button. All guarantees are honored in every country in the world. Therefore, if the user does not agree to accept the product or services on these terms, the user should not use the product or services. Instead, the product and all related materials should be returned immediately to the seller and the user’s money will be refunded. If the user does not return the materials as provided under the guarantee, the user will be deemed to have accepted the provisions of the disclaimer.

For questions about guarantees or to process returns, call +1 (403-261-2726).

The Website and products/services contained thereon are not substitutes for the advice and treatment of a licensed health care professional. Not all products and services are suited for everyone. We do not assume, and shall not have, any liability to the end user for injury or loss in connection therewith. We make no representations or warranties and expressly disclaim any and all liability concerning any treatment or any action following the information offered or provided within or through the website. If you have specific concerns or a situation in which you require professional or medical advice, you should consult with an appropriately trained and qualified specialist, such as a licensed psychologist, physician or other health professional. Never disregard the medical advice of a psychologist, physician or other health professional, or delay in seeking such advice, because of the information offered or provided within or through the Website.

You acknowledge that you have carefully read this “Waiver and Release” and fully understand that it is a release of liability. You expressly agree to release and discharge Lisa Brown and Associates from any and all claims or causes of action and you agree to voluntarily give up and irrevocably waive and release any right that you may otherwise have to bring a legal action against any indemnified party for personal injury or property damage or for any other relief whatever.

TESTIMONIALS, CASE STUDIES & EXAMPLES

Testimonials, case studies, and examples found at www.thecouragetowin.com should be regarded as exceptional results that do not reflect the typical purchaser’s experience, that don’t apply to the average person, and that are not intended to represent or guarantee that anyone will achieve the same or similar results.

If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.

EARNINGS DISCLAIMER

You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase any products.

NO EARNINGS PROJECTIONS, PROMISES OR REPRESENTATIONS

You recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of any products offered via this Website, and that we have not authorized any such projection, promise, or representation by others.

Any earnings or income statements, or any earnings or income examples, are only estimates. There is no assurance you will do as well as stated or implied by any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided.

There is no assurance that any prior successes or past results as to earnings or income will apply, nor can any prior successes be used, as an indication of your future success. Any and all claims or representations as to income or earnings are not to be considered as “average earnings”.

YOUR SUCCESS OR LACK OF IT

Your success in using the information or strategies provided at www.thecouragetowin.com depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

Businesses and earnings derived therefrom, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the Website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase any products, and any monies spent setting up, operating, and marketing any products or any of these things, and further, that you may have no earnings at all.

DUE DILIGENCE

You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or other professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the Website or otherwise provided by us to be the equivalent of legal advice. Nothing contained on the Website or in materials available for sale or download on the Website provides legal advice in any way. You should consult with your own lawyer on any legal questions you may have.

AFFILIATE PROMOTIONS

It is entirely possible that we are compensated in some way for recommending a particular product or service that we endorse. The only offers we endorse are products we like, created by people we trust.

We explicitly disclaim any responsibility for the accuracy, completeness or availability of information, content and materials found on sites that link to or from the website.

We do not make any representations or warranties as to the security of any information, content or materials (including, without limitation, credit card and other personal information) you might be requested to give to any third party. You hereby irrevocably and unconditionally waive any and all claims against us with respect to information, content and materials contained on the website (including, without limitation, user-generated content), on third party sites, and any information, content and materials you provide to or through any such third party sites (including, without limitation, credit card and other personal information). We strongly encourage you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any third party.

COPYRIGHTS

This Website and information contains copyrighted material, trademarks, and other proprietary information. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works of, or in any way exploit, in whole or in part, any Proprietary or other Material.

LEGAL FORUM, CHOICE OF LAWS & OFFICIAL LANGUAGE

This offering is a contract between you the buyer and Lisa Brown & Associates, the seller. The seller is located in Calgary, Alberta, Canada and by doing business with us you agree that this offering is made from Calgary, Alberta, Canada and shall be governed by the laws of the province of Alberta, Canada. By electing to participate in this offer, you are entering into a contract.

This Agreement shall be governed by and construed in accordance with the laws of the province of Alberta, without regard to its conflict of laws rules. Any legal action arising out of this Agreement shall be litigated and enforced under the laws of the province of Alberta. In addition, you agree to submit to the jurisdiction of the courts of the province of Alberta, and that any legal action pursued by you shall be within the exclusive jurisdiction of the courts of Calgary in Alberta, Canada.

The terms constituting this offering are set forth in writing on this Web site. You hereby agree to submit to the jurisdiction of the Provincial and Federal Courts located in Calgary, Alberta, Canada to resolve any disputes or litigation hereunder. Whether or not you choose to print this offering, containing the terms and conditions as described herein, you agree that this contract constitutes a writing.

This agreement is being written in English, which is to be the official language of the contract’s text and interpretation. If you do not agree with the above terms and conditions, you have the option to not participate in this offer.

Our company reserves all rights not expressly granted here.